At the moment the baby is born, he immediately falls under close attention doctors In order for this to continue in the future, parents are obliged to insure their child as quickly as possible. And this is not a whim, but a requirement of the law Russian Federation. Every person living on the territory of the Russian Federation must receive medical care. And it's free. This is why compulsory health insurance exists. Registration of a policy Compulsory medical insurance for a newborn- it’s not a difficult task, and you won’t have to spend a lot of time. But we will tell you exactly how this should be done in our article.

The baby needs a policy

In the first couple of months of a child’s life, according to documents, he is still inseparable from his mother. Therefore, all necessary medical procedures for him are covered by her policy. But subsequently it will be very difficult and expensive for you to communicate with doctors if you fail to obtain a compulsory medical insurance policy for a newborn on time. If you take out insurance in a timely manner, you can qualify for a special baby food(dairy kitchen), as well as the provision of free medicines if necessary.

Some mothers evade the compulsory health insurance program, arguing that the whole family is voluntarily insured under the VHI policy and this is quite enough. However, such arguments do not stand up to criticism. Despite the fact that a voluntary policy provides a much wider range of medical services and, perhaps, provides better and more expensive treatment, it has one drawback, which, upon closer examination, outweighs all the advantages. The point is that in the current difficult conditions, no one can guarantee you that by the time the insured event occurs, your insurance company will still exist.

If this happens, your sick child risks being left without the necessary medical care. In extreme cases, you will have to pay for the treatment yourself.

So it does not in any way cancel the compulsory medical insurance policy for a newborn; rather, it complements it.

and baby

Correctly and timely insurance gives the baby the right to receive timely and free medical care in any state clinic in the Russian Federation. So if you went to visit your grandmother on the other side of the country and suddenly fell ill there, you can be sure that your baby will not be left without help. But whether it will be paid or not depends on whether your baby has a compulsory medical insurance policy for a newborn.

In addition, if they have compulsory health insurance, children under 3 years of age have the right to use free medications in accordance with the instructions of the attending physician. Without compulsory medical insurance, this is impossible.

Mothers should know that even without an insurance document, during the first three months of their child’s life they are required to provide all necessary medical services free of charge. But during this time the document should still be drawn up.

Where to contact

To apply for a policy, parents must contact any insurance organization. If you don't know how to choose it, you can use a little advice. In the first months of your baby’s life, decide on the clinic where you are going to continue receiving services.

This does not necessarily have to be the institution closest to your home - it is likely that you will prefer the pediatrician who sees you on the other side of the city, and you will want to be treated only by him, despite the difficulties of travel.

When you have decided on a doctor and a medical institution, ask the employees which insurance company they have an agreement with, and feel free to go there. In this case, you are guaranteed not to have any difficulties. By the way, if you suddenly want to change the selected insurance system to another, you can do this freely and freely once a year.

How to prepare documents

To obtain a compulsory medical insurance policy for newborns, you need to start preparing documents in advance. This is due to the fact that the little one has not yet completed any paperwork and the matter may drag on.

First of all, the baby needs to issue a birth certificate. It's very easy to do. To do this, you need to contact the local registry office and present an extract from the maternity hospital and parents’ passports. This must be done within a month from the moment of birth.

When the certificate is received, the child must be registered, that is, registered at the address of the parents (or one of them, if they do not live together). To do this you need to go to the passport office. Failure to register a child is an administrative offense and entails a fine or warning.

Now you need to go to the Pension Fund of the Russian Federation and submit documents for registration of SNILS. Although this point is not mandatory, it should not be neglected. You will definitely need SNILS in the future.

Here, in fact, are all the documents for obtaining a compulsory medical insurance policy for a newborn:

• passport of one of the parents (the one with whom the baby is registered);
• birth certificate;
• application form filled out in the prescribed form;
• SNILS.

Although the law allows three whole months for all the paperwork, there is no point in delaying the registration.

Deadlines

When all the documents for the compulsory medical insurance policy for a newborn have been collected, we go to insurance company. An IC employee will check everything and give you a temporary certificate. It is valid for 30 days and completely replaces a permanent policy. This was done so that the baby does not suffer from bureaucratic delays and receives free medical care from the moment the parents contact the insurance company. A month later, a permanent document will be issued for the child, which will be valid throughout his life.

There is one nuance here. If a child (as well as his parents) has only temporary registration, then insurance will be issued only for the period of its validity. The policy will be automatically renewed along with an increase in the registration period.

How to order compulsory medical insurance remotely?

Many young parents are very interested in the question: “Is it possible to obtain a compulsory medical insurance policy for a newborn remotely, through electronic services or mail?”

Unfortunately, although technological progress has gone far, the issuance of insurance compulsory medical insurance document not available remotely Russian legislation. The fact is that to receive such a document you will have to sign in a special journal, because these forms belong to the category of strict reporting.

But it is very possible to use postal services to submit documents. To do this, it is enough to send notarized copies to the address of the selected insurance company. necessary documents and a completed form.

Many insurance companies have their own websites and offer to fill out an application online and scan documents. You can do this, but to receive the policy itself you will still have to appear in person.

In some regions of the country, you can apply for a compulsory medical insurance policy using the government services website. You only need to fill out an electronic application form, and all other documents will be received as a result of interaction between various departments.

What happens if you don't take out insurance?

You probably already understand that a compulsory medical insurance policy for a newborn is very important. Without this document, only emergency doctors will serve you free of charge. Without compulsory medical insurance, you won’t be able to register with a clinic, and there can be no talk of a free hospital.

A few days spent on correct design documents are certainly not worth your child’s health. The risk in this case is absolutely not justified, so it is better to get insurance quickly.

How to recover a document

If you have lost or damaged your compulsory medical insurance policy for a newborn, or if the baby’s personal data has changed, the document must be replaced. This is not difficult to do. You need to contact the same insurance company where it was issued and report the loss of the document or change in personal data. The employee will record the information and issue you a temporary policy. A month later you will receive a new document with all the changes.

A newborn child must take out a compulsory health insurance policy. This document guarantees the provision of timely and high-quality assistance to a citizen of the Russian Federation. Do not hesitate to complete the document. Only then will medical services be provided in a timely manner, free of charge and at the proper level.

By law, 3 months are allocated for issuing a policy. Otherwise, parents will have to pay for each doctor visit. And calls will begin to come from the children's clinic with questions about problems with registration.

Where is the document issued?

First, parents must fill out this document. This document is issued at the registry office. After which the baby is registered. Only after this the insurance company will begin issuing a compulsory medical insurance policy.

Procedure:

• One of the parents submits an application in the prescribed form.


• Documents to be submitted: original and photocopy of the parents’ passport, birth certificate of the baby.

Parents have the right to choose an insurance company based on their personal preferences.

If dad and/or mom are registered with a certain insurance company, they can choose the same organization to issue a policy for the baby. They also have the right to contact another company.

What documents are required to apply for a compulsory medical insurance policy for a newborn?

• Passport of one of the parents.


• Child's birth certificate.

The insurance policy is issued within a three-month period from the date of birth of the child. Until the issuance of a permanent compulsory medical insurance policy, a temporary document is drawn up. It provides the right to receive the same free medical care as is provided under a permanent document.

Validity period of the temporary compulsory medical insurance policy

The document is valid for thirty days from the date of registration.

How long does it take to obtain a permanent compulsory medical insurance policy for a newborn?

Typically, the completed document is issued within 30 days.

Where is the compulsory medical insurance policy issued?

The document is received from the same company where the package of documents was submitted.

The procedure for obtaining a compulsory medical insurance policy

Within the specified period, the document is collected independently. If the parents cannot do this themselves, a person who has a power of attorney to receive it can pick up the policy.

To pick up the policy, you need to provide the following documents:

• Recipient's passport.


• Child's birth certificate.

Documents required for an authorized person to obtain a compulsory medical insurance policy:

• Recipient's passport.


• A power of attorney indicating that the recipient is authorized to pick up the compulsory medical insurance policy for the newborn at the request of the applicant.


• Application for receipt. This document is issued after submitting an application for a policy for a newborn.

How to write an application?

The form of this document is established by law. You should not fill out this document in advance. Usually it is filled out directly at the insurance company at the place of application. The document is then printed and given to the newborn’s parents for signature.

The application of the established form must be filled out by the child’s legal representatives.

In what territory is the compulsory medical insurance policy for a newborn valid?

The document is valid in medical institutions located throughout Russia. It also applies to states that have a compulsory health insurance agreement. A sick child in such countries has the right to receive free medical services.

It takes some time to receive insurance. Issued with the document plastic card, replacing an insurance policy. Before starting registration, parents should check with the insurance company about the terms of receipt in order to avoid unpleasant moments if the child suddenly gets sick.

Congratulations on becoming parents! Now you will not only have to worry about the baby, but also the hassle associated with the registration of all necessary documents for a new citizen of the country. Among them is a compulsory medical insurance policy, which will entitle the little one to receive free medical care. How to apply for a policy for a newborn in 2017-2018? What documents, where and in what time frame must be submitted to receive it? And is it possible to do without this important piece of paper? Let's sort everything out piece by piece.

Medpolis and a newborn: does a baby need it?

Free healthcare in Russia is impossible without health insurance. Even a number of private clinics can provide some services free of charge upon presentation of a medical certificate by the patient. This small piece of paper with the insurance account number and information about its owner is actually a guide to free treatment.
The baby is also a member of society, who is subject to all rules for the use of medical services. Accordingly, without this piece of paper you cannot count on free help.
A child also needs a compulsory medical insurance policy for observation in a children's clinic. Without insurance, he will not even be assigned to an observing doctor, and this risks the fact that if the baby gets sick, the doctor will not come to his home.

The policy is not the only document the baby needs. You can find out what other pieces of paper your newborn needs in the article:

Which children are eligible for general health insurance?

In accordance with the law, the right to general health insurance is (regardless of age)

• Citizens of the Russian Federation
• Non-citizens of the Russian Federation temporarily or permanently staying on the territory of Russia (persons who have received a residence permit or temporary registration)
• Refugees

Accordingly, for any newborn legally located in Russia, registration of the policy occurs without problems.

When should I take out a policy for an infant?

There is no time frame for obtaining insurance. Parents can delay receiving medical policy for a newborn for any period of time: no fines or other administrative penalties are provided.
However, it is worth remembering that free medical care for a baby without a policy is provided under the mother’s policy within 30 days from the moment of birth (before the baby receives a birth certificate), and then for another 30 days from the date of receipt of the certificate (these additional 30 days are allotted just so that the parents have time to issue their own insurance policy for the baby). After this, the baby needs his own insurance policy.
The necessary piece of paper may be needed at the most unexpected moment. And it’s better not to joke with your child’s health. Therefore, it is recommended to start applying for a compulsory medical insurance policy for a newborn immediately after receiving a birth certificate. This way, parents will be able to visit the children’s clinic on schedule without any problems and count on unscheduled doctor’s help.

List of documents for a policy for a newborn

So, we found out that the baby still needs health insurance.
What documents are needed to complete it?
In addition to the application (the form for which you will be given when submitting documents), we will need to prepare:

1. Birth certificate
   This is the basics: only then can you move on.
2. Passport of one of the parents
   To take out a policy for a newborn, the presence of one of the parents is sufficient. The consent of the second spouse is not required.
3. SNILS (if available)
   The state recommends before applying for a medical policy. It was included in the list of documents for the policy relatively recently and is not yet mandatory: the policy can be obtained without it. The card is issued by the Pension Fund.

What about registration? Of course, you need to register your baby, but there is no need to rush to register your child for insurance. You can get a policy for a newborn without registration. It is enough to verbally indicate future address registration of a toddler.

Where to get a policy for a newborn

The next important question that should be paid attention to within the framework of this topic is where to get a policy for a newborn? There are actually several options:

• Insurance company
  This is the most common option. You just need to contact a specialist who will solve the problem in no time.
  Important! You must first choose one of the many insurance companies. We recommend choosing the one that has an agreement with the children's clinic.
  And the list of the most reputable companies includes: Rosgosstrakh, SOGAZ, AlfaStrakhovanie - this trio is known throughout Russia. WITH full list All accredited organizations can be found on the register website. It should be noted that your policy will operate absolutely the same regardless of which insurance company you apply for it with.
• MFC
  Today, with the advent of multifunctional centers, the procedure for obtaining any documentary base has been significantly simplified. At the MFC they will not only accept your documents and prepare a medical policy, but will also advise an insurance company.
• Specialized policy issuance points
  Rare, but possible option for those who have absolutely no time. Such points can be found in schools or other institutions located near the hospital. There are also points for issuing medical policies in the clinic itself.

Is it possible to issue a policy online or do I have to go to the issuing point in person?

To submit an application you can:

• visit the insurance agent in person;
• use postal services (in this case, in addition to the application, you will have to send copies of documents certified by a notary);
• go to the official website of the insurer and leave a request there online mode with attached scans of documents.

Need to know! If you can send an application electronically, then you need to receive insurance in person: the document is issued only for the person’s “autograph” in the registration journal.
The rules for obtaining a policy are identical for different cities: there is no difference where the future insured person lives.

What about the deadlines? Is it possible to get by with temporary insurance?

It will take at least a month before the parent is invited to receive the completed document. For this period, the little one will be issued a temporary policy, under which he will be able to receive the necessary free medical care.
You cannot use temporary insurance all the time: it expires in thirty days.
As for the validity period of the medical policy itself, it is stated in the form itself. This applies to an old-style document, the validity period of which differed among different companies. Since 2011, a new uniform type of insurance has been in use, which is not limited in time.

Summing up

Medical policy is important document for a baby, so you shouldn’t delay its registration. No one is immune from disease, especially the youngest members of society. And medical insurance guarantees free medical care.

In order to plan her time rationally, it is important for a young mother to know what documents she should receive at the maternity hospital and what paperwork she has to do for her newborn.

First documents of a newborn

1. Birth certificate- the first document for a newborn, which is issued in the maternity hospital. The birth certificate confirms that the child was born to this particular woman. It contains basic information about the baby (his gender, date and time of birth, city, region and information about the maternity hospital. This document is necessary for issuing a birth certificate and is valid for 1 month.

2. Exchange card (second and third sheet). The second sheet is “Information from the maternity hospital, maternity ward of the hospital about the woman in labor,” which contains information about the course of labor and the postpartum period and the woman’s health status. It should be taken to your gynecologist.

The third sheet - “Information from the maternity hospital, maternity ward of the hospital about the newborn” - contains information about the condition of the child: gender, height, weight at birth and at discharge, assessment of the child’s condition; health status of the newborn; information about feeding and vaccination.

This part of the exchange card must be provided to the medical institution where the baby will be observed in the first years of life.

3. Third coupon of the birth certificate. A birth certificate coupon is not issued in cases where pregnancy and childbirth were carried out outside the compulsory medical insurance (compulsory health insurance) system. In this case, the children's clinic will issue itself birth certificate coupons for monitoring the newborn.

Coupon No. 3-1 is intended to pay health care institutions for services for the first six months of clinical observation of a newborn.

Coupon No. 3-2 is intended to pay health care institutions for services for the second six months of dispensary observation of a child.

Birth certificate coupons must be presented to the clinic where the newborn will be observed.

Birth certificate

To obtain a birth certificate, you must contact any registry office within one month after birth. There are no fees for issuing a certificate. One of the parents can apply to the registry office, and you need to have with you:

• birth certificate from the maternity hospital. If the birth did not take place in a maternity hospital, you will need a statement from the person who was present at the birth of the baby. The application is completed personally by this person at the registry office. If this person cannot appear at the registry office, his signature on the application for the birth of a child by this woman must be certified by the organization in which the specified person works or studies, a housing maintenance organization or a local government body at his place of residence;
• identification documents of the parents or one of them, if the family is single-parent;
• marriage certificate, if available;

A birth certificate is a document where the baby’s name is indicated for the first time, so this issue must be resolved before going to the registry office.

In addition to the birth certificate, the registry office provides parents with a certificate, which is necessary to receive a lump sum payment for the birth of a child. The certificate is valid for six months. It must be submitted to the place of work of the father or mother or to the social security department if the parents do not officially work anywhere.

Compulsory health insurance policy (CHI)

This document is necessary from the first days of life if medical monitoring of the baby’s condition is carried out in a public clinic. Nurse and the pediatrician, who come to patronize the newborn in the first days after discharge, will explain how to apply for a compulsory medical insurance policy. Usually, to do this, it is enough to contact a children's clinic or insurance company, which one will be specified by the local pediatrician. To receive medical insurance policy required:

• passport of one parent;
• child's birth certificate.

Registration

The baby can be registered at the place of registration of the parents or one of them. If parents are registered at the same address, then you must provide the following to the passport office:

• passports;
• birth certificate;
• marriage registration certificate;
• statement.

If the housing is not owned by the child’s parents, but the parents or one of them are registered, then the owner’s permission to register the child is not required.

If the parents are not registered jointly, then the child can be registered at the place of residence of the father or mother. In this case, the second parent will be required to provide a statement that he does not object, and a certificate confirming that the child is not registered at the place of residence of the second parent. In addition, you need an extract from the personal account and house register of the second parent, whose baby is not registered.

If a family wishes to register the baby within a month after the birth of the mother, then her application will be sufficient. If you miss this deadline, then the father will have to work to obtain the above certificate and an extract from the house register.

If you do not register your baby within 1–3 months, you may be charged a fine for living without registration.

Certificate of pension insurance (SNILS)

SNILS should be issued at a branch of the Pension Fund of the Russian Federation. It is required when making any payments for a newborn. Therefore, the sooner this document is completed, the better.

To complete it you need:

• identification document (parent's passport);
• statement.

It should be noted that the implementation information technology significantly simplifies the preparation of documents: first, it is enough to declare the need to obtain documents on the relevant Internet portals, and then receive the document in person.

In addition to completing the necessary documents, after giving birth you need to worry about accruing all due payments and benefits.

Maternity benefits for working women

This benefit, as a rule, is paid during pregnancy immediately after the woman provides a certificate of incapacity for work, which is issued at 30 weeks for a single pregnancy and at 28 for a multiple pregnancy. However, in the event of a complicated birth, the maternity hospital will issue the woman an additional certificate of incapacity for work for 16 calendar days, which will also be paid.

Childbirth is considered complicated if, for example, it ends with a cesarean section, if a manual examination of the uterus is performed after childbirth, multiple pregnancy etc. In the case when the diagnosis of multiple pregnancy is established during childbirth, a certificate of incapacity for work for pregnancy and childbirth is issued for an additional 54 calendar days (not 16 days) by the medical organization where the birth took place.

It happens that there are several reasons to recognize the birth as complicated. For example, when the birth of twins is predicted, a woman is initially issued a certificate of incapacity for work not for 140 days, but for 194 calendar days. That is, even before going on maternity leave, she is paid sick leave for a longer duration. If she also underwent a cesarean section, a certificate of incapacity for work for an additional 16 days is not issued and is not paid.

When extending the certificate of incapacity for work for 16 days, it is necessary to submit it to the accounting department along with an application for the extension of maternity leave and the assignment of maternity benefits.

One-time benefit

This payment is provided to absolutely all citizens of our country. Registration of documents after the birth of a child for workers, pensioners, students and the unemployed is similar to receiving a lump sum payment, with the only difference being that employed parents receive payment at their place of work, and everyone else receives payment from the RUSZN (district department of social protection of the population).

To receive a one-time benefit you must provide:

• application addressed to the head of the organization;
• identity documents and their photocopies (passport);
• a certificate from the registry office, which was issued simultaneously with the birth certificate;
• birth certificate and its photocopy;
• a certificate from the second parent from the place of work stating that he did not receive the payment.

For unemployed parents, the application is written to RUSZN and, in addition to all the above documents, copies should be provided work records with a notice of dismissal from work.

Monthly child benefit

This benefit is paid every month until the child turns one and a half years old. An employed mother registers them at her place of work. To do this, you need to provide an application addressed to the head of the organization, a passport, a birth certificate, and a certificate from the father’s organization stating that he did not take out parental leave and does not receive benefits. The benefit amount is equal to 40% of the employee’s average monthly income over the last 2 years.

Unemployed women also have the right to receive a payment; it should be registered with the RUSZN, where you must provide:

• parents’ passports and copies thereof;
• birth certificate of the child and other children, if any;
• certificates from the employment center stating that they are not registered;
• certificate of family composition;
• statement.

Monthly payments for child care up to one and a half years old in 2016 amounted to 2,884 rubles. Every year they are indexed.

Other payments

In addition to federal payments for the birth of a child, regional benefits are provided. They are paid from the budget of the constituent entity of the Russian Federation, and their size differs depending on different regions our country. It is worth noting that in some areas payments for the birth of a child are not provided.

After the birth of a second child, regardless of the region, the parent is entitled to maternity capital. It is intended for the intended use and is issued in the form of a certificate. It can only be used to purchase or build housing, pay for children’s education, or increase the mother’s pension. You can issue a certificate at the branch of the Pension Fund of the Russian Federation by providing the following documents:

• statement;
• passport of a citizen of the Russian Federation and a photocopy;
• birth certificates of children with citizenship stamp and copies;
• SNILS of a mother and her children.

Currently, the legislation of our country provides for other payments and additional material support. large families, single mothers, students, parents of disabled children, low-income people. You can find out about federal and regional payments at the social protection department.

Despite the fact that the list of documents and things that need to be done to complete them seems quite impressive, it usually takes no more than 1 month to complete intra-family paperwork related to the birth of a baby.

It's time to go to kindergarten

When all the documents are completed, it is better to take care of putting your baby on the waiting list for preschool ( kindergarten). This event does not have strictly defined, standardized deadlines, but it should be borne in mind that the queue can be impressive and last several years - just as long as it takes from the birth of the baby to the time it is possible and necessary for him to attend kindergarten.

In most regions, the distribution of places in preschool institutions is handled by a special service of the Department of Education. You can submit documents both in person and in absentia using the appropriate website. The following documents will be needed:

• child's birth certificate;
• information about the child’s registered address at the place of residence or stay;
• applicant's passport;
• information about benefits (if any).

It is necessary to obtain a compulsory medical insurance policy for a newborn as soon as possible after birth, since this is a guarantee that your child will receive the required free medical care in the amount specified in this policy program, if necessary. The sooner you receive it, the more likely it is that your child will be able to get help at a medical facility.

How to apply for a compulsory medical insurance policy for a newborn?

To apply for a compulsory medical insurance policy for a newborn, you will need the following documents:

• passport of one of the parents.

It is necessary to take out a policy for a newborn within three months from the date of birth of the child. To do this, you need to take a birth certificate, as well as a passport of one of the parents, which is registered at the place where the compulsory medical insurance policy was issued. You can find out the address and opening hours of the territorial LMS fund at the children's clinic.

Remember, before you get a policy for a newborn, you mandatory necessary or stay. So, if there is registration at the place of stay, then the newborn is issued a temporary compulsory medical insurance policy. This temporary policy will be self-renewing as long as registration is in effect. If your child is registered at his place of residence, then in this case he will be issued a permanent policy.

You have the right to register your child with absolutely any insurance company, but remember that it is necessary to open a state compulsory medical insurance policy. This insurance gives you the opportunity to be treated in absolutely any public medical institutions. The policy is valid throughout the Russian Federation, as well as in all countries that have concluded a health insurance agreement. In the places where the policy is valid, your child is required to provide absolutely any medical care free of charge, of course, this applies to public medical institutions.

When applying for compulsory medical insurance for a newborn on an ongoing basis, you will be issued a plastic card. However, it will take some time to create this document; all this must be clarified with a representative of the organization issuing policies. Don’t worry, while the permanent document is being prepared, you will be issued a temporary paper policy.

Obtaining a compulsory medical insurance policy for a newborn

So, the day has come when you need to pick up the policy. You must have all the same documents with you: passport and birth certificate. If for some reason you cannot obtain a compulsory medical insurance policy on your own, then a person authorized to receive the policy can do this for you. This person must have with him:

• passport;
• application for receipt issued at the time of application;
• power of attorney to receive a compulsory medical insurance policy for a newborn.

Registration of a newborn at the place of residence

As we have already said, before receiving a newborn policy, the child must be registered at the place of residence or stay. We will tell you now what you need for this.

Required documents: