How to get an insurance policy for a child. Where to get a medical insurance policy for a child, where to get a medical insurance policy for a child

Newborn children, along with adults, become participants in the program, which is implemented throughout the country.

What is it and what is it for?

A health insurance policy is a document that serves as the basis for providing a person with free medical services throughout the entire state, regardless of the place of registration of the person.

A certificate of health insurance is issued after concluding an agreement with an insurance company. The data displayed on the medical certificate must fully correspond to the data provided by the person in insurance company.

Medical policy represents:

If this document is available, the person has reason to get help medical organizations of the following categories:

  1. Ambulance medical care;
  2. Outpatient;
  3. Dental;
  4. Dispensary.

Medical services are provided free of charge to a person regardless from him permanent place registration.

In accordance with the legal act on health insurance, one of the categories of persons who must have a medical certificate of insurance are children.

For newborn babies proof of insurance is sufficient important document, which parents should immediately take care of receiving.

Without this document a newborn won't be able to free of charge:

  1. Be assigned to a children's clinic;
  2. If necessary, receive medical care provided by ambulance;
  3. Observe with a local therapist, and also have the opportunity to call a specialist at home.

You can obtain a certificate of health insurance within three months from the moment of his birth.

As a rule, within 30 days of the date of birth, the cost of medical care for the newborn is covered by the mother's insurance document. However, after this period, medical services may require the provision of a personal certificate of insurance for the baby and refuse to provide free medical care.

Collection of documents

To obtain a baby insurance certificate need to get documents:

  1. . They receive it from the registry office or MFC. To receive it, please submit:
    • a certificate from the medical organization where the baby was born;
    • passports of both parents (or mother);
    • certificate that the marriage was registered in the prescribed manner.
  2. A certificate stating that the child has been registered at the place of residence;

Directly to the insurance service introduce themselves:

  1. Birth certificate of the baby;
  2. Identification document of the parent.

In case of submitting documents representative, in addition to the above information, the package is accompanied by:

  1. Representative's passport;
  2. A power of attorney, which is certified by a notary in the prescribed manner, reflecting the right of the representative to submit information to receive insurance policy.

Design rules

The procedure for obtaining a policy for newborn children does not differ from the procedure for obtaining a certificate for adults, except for one feature: employers do not provide insurance for children.

The organs to which you can contact for insurance are:

Insurance company parents or legal representatives are chosen independently. As a rule, insurance is carried out in the fund in which one of the parents is insured. If for some reason this fund is not suitable, then you can choose an insurance company on the website of the Federal Compulsory Health Insurance Fund. It lists all the companies that provide insurance to individuals throughout Russia.

After the choice of the policyholder is made, you need to visit the website of the insurance service and make an appointment. When making an appointment, you must select the day of the appointment, time, and also indicate your contact information.

On the day of your appointment, you must come with documents and, before filling out an application for services, consult about the procedure, as well as the services that will be available after completion of the process. Next, you need to submit documents and appear on the day specified by the fund representative.

If it is not possible to submit documents in person, you can send documents by mail. To do this, you need to download an application form from the insurer’s official website, fill it out and certify it with a notarized signature. After this, you should send the documents by registered mail necessarily with an inventory of all documents.

Multifunctional centers located in every city throughout the country, also provide health insurance services. In order to receive a document using the MFC, you need to come with a package on the reception day. An employee of the center will provide consultation on the insurance services available in the region and issue an application form. After filling it out, you will need to attach documents that will be registered. An employee of the center will inform you of the date when you can pick up the document.

You can get health insurance without leaving your home with the help of Internet portal "State Services". To do this, go to the portal and log into the user account. After this, in the “Category of Services” tab, select “Obtaining a medical policy.” The page will display fields that must be filled in, then the service will offer to add photographs of documents. After this, an application for obtaining a policy will be generated.

Documents are checked and a policy is issued on the basis of the Law on Compulsory Insurance by Organizations within a month.

After submitting documents mandatory extradition subject to temporary compulsory health insurance policy. This certificate represents a document giving the right to receive the same categories of free care provided by medical institutions as a regular policy, only its validity is limited to one month from the date of receipt.

The registration procedure at the place of residence of a newborn is a mandatory procedure that parents must carry out before submitting documents for insurance.

Child registration carried out by bodies:

Regardless of which body will carry out the registration, the parents represent following information:

  1. Identification documents of the parents (one of the parents);
  2. Child's birth certificate;
  3. A certificate confirming the marriage in the prescribed manner;
  4. Statement of no objections to the registration of the child at the place of registration of the other parent.

It is important to know that if one of the parents is not the owner of the residential premises, the procedure for registering a newborn will be carried out regardless of the owner’s wishes. Registration of a newborn separately from its parents is not permitted.

The procedure for obtaining an insurance policy is described in the following video:

So, your long-awaited baby was born. Besides your love and affection, he needs to get documents, which will confirm his citizenship, rights and obligations.

One of these documents is which guarantees provision of timely and high-quality medical care every citizen Russian Federation.

You need to get a policy as quickly as possible, in order to be sure that medical services for the baby will be provided at the proper level and without payment.

In this article we will tell you in detail about all the intricacies, what documents you need to collect, and also answer frequently asked questions regarding obtaining a policy.

What documents are required to obtain a compulsory medical insurance policy for a newborn?

Before receiving the policy, you must mandatory register the child at the registry office, receiving a birth certificate. Next - registration of the child at the place of residence or stay. Only then can you receive a compulsory medical insurance policy.

The insurance company or company you you can choose based on personal preferences.

For example, you can be registered with one company or another and take out a policy for a newborn in the same company, or choose a company whose office is located in your or a nearby area.

Documents required to receive compulsory medical insurance policy (CHI) for a newborn:

  • birth certificate child;
  • passport mother or father;

You can and should take out a policy within 3 months from the birth of the child. To do this, it is necessary to have the original birth certificate and the original passport of the mother or father of the child, registered at the place where the compulsory health insurance policy is provided.

Temporary compulsory medical insurance policy: validity period

While the permanent policy is being prepared, you will be issued a temporary one. It gives the right to receive timely medical care free of charge, just like a permanent one.

The temporary compulsory medical insurance policy is valid within thirty working calendar days.

How much do you get for a policy?

Registration of a permanent compulsory medical insurance policy usually takes 30 days.

Where do you get the policy?

The compulsory medical insurance policy is obtained from the company you contacted for its registration.

How to get a compulsory medical insurance policy?

When the day of receiving the compulsory medical insurance policy arrives, it must be pick it up yourself. If such a possibility is not foreseen, then this can be done person with power of attorney to receive a policy.

Documents you will need to pick up the policy:

  • birth certificate child;
  • your passport;

Documents, necessary for a person, which will replace you upon receipt of the policy:

  • passport;
  • power of attorney, allowing the receipt of a compulsory health insurance policy for a newborn;
  • application for, which you were given after submitting an application for a policy Compulsory medical insurance for a newborn.

Frequently Asked Questions

Question. My husband and I are residents of St. Petersburg, but we have been living in Arkhangelsk for four years, where we have permanent job. Just a week ago, our daughter was born in one of the Arkhangelsk maternity hospitals. Where can I get insurance? medical insurance Compulsory medical insurance for a newborn? Who should I contact?

Answer. Based on the new law, parents can obtain a compulsory compulsory medical insurance policy for a newborn not only at the place of formal registration at the place of residence, but also at the place of stay. In your case, you can submit an application to the insurance company in Arkhangelsk, providing the necessary documents (passport of the father or mother and the child’s birth certificate).

Question. My husband and I are citizens of Ukraine. But we have been living in Moscow for several years. The birth will take place, accordingly, in Moscow. Is it possible to apply for a compulsory medical insurance policy for a newborn child?

Answer. Yes, there is such a possibility. Contact the insurance company at your place of residence, having with you the necessary documents: a birth certificate, as well as a document that confirms the right to reside in the Russian Federation on a permanent basis.

Question. I am a citizen of the Russian Federation, my husband is a citizen of another country. What documents need to be provided in order to apply for a compulsory medical insurance policy?

Answer. Required documents: 1) birth certificate indicating Russian citizenship; 2) a document that confirms the identity of the child’s parent.

Question. After the birth of the child, I plan to go to my grandmother in the village with the child. How will medical care be provided there under the insurance policy for newborns?

Answer. Once you have made the exact decision to leave, tell your pediatrician about your plans, as well as the address of your future residence. Then the doctor himself will decide how the child will be examined.

At the local medical center, children are cared for by a midwife or nurse until they reach the first year of life. In the first month, the examination is carried out by a local pediatrician.

If you do not leave information about your future place of residence in your maternity hospital, then be sure to correct this or contact the obstetrician of the local medical center.

Question. Having a compulsory medical insurance policy, is it possible to treat children with anomalies?

Answer. Yes, of course you can. Treatment of children with developmental defects is carried out at the expense of the Compulsory Medical Insurance Fund. To get the necessary help, contact the clinic where you are registered, your local pediatrician, who will draw up a list of necessary tests and studies for you.

Both adults and children need it. Without a compulsory medical insurance policy, it is difficult to count on receiving medical services.

So, as you can see, getting a policy is an easy procedure with a minimum of documents. The only thing you need to stock up on while waiting for your compulsory medical insurance policy is this is patience since any insurance company has a first-come, first-served basis.

Video: how compulsory medical insurance is issued for newborns.

Read more:

10 comments

    The compulsory medical insurance policy, of course, guarantees that the child will receive timely emergency medical care, but this care is not always of high quality. Therefore, increasingly, parents of children with serious problems are forced to turn to private clinics. And they are helped financially in this ordinary people with a kind heart, not indifferent to the misfortune of others.

Hello. I’ve already created a topic here about neighbors’ dogs, how to keep them away. In the fall, in September, a neighbor’s dog killed our kitten, in the middle of the day, one might say, in front of the neighbor (the dog’s owner) and ours (my son and I saw it). We simply didn’t have time to do anything, how much does a 3 month old kitten need? At that time, I expressed a lot of things to my neighbors because of their dogs. They apologized, promised to look after them, but at the same time the phrase was said: hunting dogs (ordinary mongrels at the same time) will still attack cats, they called it happy (((
To be honest, I didn’t want to have any more cats, but in October, for my daughter’s birthday, they brought her a kitten as a gift.. There is a litter box at home and the cat goes there, but only for small ones, but for the most part she is used to going outside. They let her out and looked after her all the time. And then that week, the neighbor’s dog jumped over the snowdrifts into our yard and grabbed the cat right on the porch. At that time I was hanging out laundry to dry under the canopy, he didn’t see me, but I didn’t see/hear him right away either - he attacked without a sound. I jumped out at the cat’s squeal. I fought it off, while he slashed his teeth along the sleeve of my jacket and tore my sleeve. When I calmed down and treated the cat a little and calmed down myself, I went to the neighbors and said I would complain. The weekend passed, they did not take any measures (the dog was running along the street and continues to run). Today I wrote a complaint to the local police officer, but I was struck by his words, saying that we cannot take any measures against the dog’s owner, there is no punishment or fine for this. Only if you go further and sue them for material and moral damage. But I don’t want to go to court over a cat and a torn sleeve. Are there really no laws so that the local police officer, relying on them, can somehow influence the owners of dogs who strangle cats while walking on their own and in other people’s yards? In general, I wrote a lot, just if you’re going to start a war with your neighbors, then rely on the laws... Maybe someone can tell me something...

345

Olga

Divorced from my husband five years ago. From the marriage there are two children aged 9 and 11 years. I’m tired of solving and carrying all the family problems on myself, and besides, my husband started going out. I left him, as they say, “with one knot”... All this time I was organizing a house from scratch, paying off three loans, raising children, it wasn’t easy. Thank God I was lucky and I changed my job and started earning more. Life began to get better, more or less. A year ago I met a man... And Oh God... This is the man I dreamed of. Complete opposite of mine ex-husband. And care and attention. One thing... He is a single father... His wife left him and their child and went to his best friend. In principle, this situation did not frighten me and I thought, well, where are there two children and the third will not be a hindrance... But it turned out that everything was not so simple... I, like a wise woman, immediately began to look for an approach to the child, bought her toys, completely replaced them her wardrobe, the poor child didn’t even have decent things, everything was so washed out.... I bought her a bunch of beautiful rubber bands for the garden. I tried my best to please. The girl is 5 years old... The child is problematic, does not understand anything, in the kindergarten they complain about her that she does not obey, does not want to study... At home she does whatever she wants, does not respond to comments. She says that she understands and immediately does it again!!!
The mother does not participate in any way in raising the child, she does not pay child support, citing the fact that she is paying off a joint loan... Oh well, God be with her...
We all lived together for a year... I thought that she would change and we would live happily... But nothing changed...
I was infuriated by her behavior and because of this I was constantly in a bad mood, so Alexei and I started arguing. I couldn’t tell him that his daughter infuriates me... I understand that he loves her more than life itself... I thought about breaking up, but I love him and he loves me very much... and he communicates well with my children, with my son goes to chess.... I don’t know what to do.. It seems to me that his daughter will never change and I will never be able to love her....

335

Katerina

Topic to chat. Do you think about your children’s skills? I'll explain. A friend’s son is a couple of months younger than mine, and so she proudly sends me a video of her baby crawling around the floor like a worm. She happily writes that he is starting to crawl. But for me, it’s just fussing on the carpet))) Or he kicks his butt back, and she thinks that he gets on all fours. I'm just either too critical of my son or a realist. But until he specifically crawled at least 30 centimeters, I somehow didn’t say that he was starting to crawl. And if he sits with support on one arm, he is not sitting yet. Which camp will you join and why?

227

Anonymous

I got a job six months ago. The child is 3.5. He goes to the garden. I walked normally in the fall. I went out for the full day. And now I’ve been sitting at home for almost the entire month of February and half of March. I got a job based on an acquaintance, no one said anything to me about absences, but last time they already hinted that something needed to be resolved with sick leave. I found a nanny through an agency, but my mother panicked that there was no need for a nanny (my mother is also a commander), she herself meets him from the garden, but sick leave says we will sit in turns, 2 days she, three me. But often she either flies away somewhere, then she’s at the theater, or she doesn’t want to at all and everything is unreliable. And nothing good came of it. The nanny eventually found some other shift work and now cannot come on call, only on her weekends. Mom also teases me that I will give half of my salary to the nanny. I can't work normally. I don’t want to leave, because my husband now doesn’t earn enough for everything, I buy clothes for myself, for women’s needs, plus I pay for vacation, I can save for a mortgage, we are saving. Mom realized that we just couldn’t save up for an apartment, she stopped reproaching us for the apartment we bought, before this she constantly asked her husband what he was thinking about when he started his family. Although my husband considers himself a breadwinner, he doesn’t have enough for everything. And I don’t want to lose my job, experience, qualifications. It’s also very difficult mentally to sit with a child for 2 weeks. I feel better at work, but I can’t get there. Only goes to the garden for 5 days and again at home for 2 weeks. I'm constantly nervous. How can you work and watch your child at the same time? How do women do this?

184

A newborn child must take out a compulsory health insurance policy. This document guarantees the provision of timely and high-quality assistance to a citizen of the Russian Federation. Do not hesitate to complete the document. Only then will medical services be provided in a timely manner, free of charge and at the proper level.

By law, 3 months are allocated for issuing a policy. Otherwise, parents will have to pay for each doctor visit. And calls will begin to come from the children's clinic with questions about problems with registration.

Where is the document issued?

First, parents must fill out this document. This document is issued at the registry office. After which the baby is registered. Only after this the insurance company will begin issuing a compulsory medical insurance policy.

Procedure:

  • One of the parents submits an application in the prescribed form.

  • Documents to be submitted: original and photocopy of the parents’ passport, birth certificate of the baby.

Parents have the right to choose an insurance company based on their personal preferences.

If dad and/or mom are registered with a certain insurance company, they can choose the same organization to issue a policy for the baby. They also have the right to contact another company.

What documents are required to apply for a compulsory medical insurance policy for a newborn?

  • Passport of one of the parents.

  • Child's birth certificate.

The insurance policy is issued within a three-month period from the date of birth of the child. Until the issuance of a permanent compulsory medical insurance policy, a temporary document is drawn up. It provides the right to receive the same free medical care as is provided under a permanent document.

Validity period of the temporary compulsory medical insurance policy

The document is valid for thirty days from the date of registration.

How long does it take to obtain a permanent compulsory medical insurance policy for a newborn?

Typically, the completed document is issued within 30 days.

Where is the compulsory medical insurance policy issued?

The document is received from the same company where the package of documents was submitted.

The procedure for obtaining a compulsory medical insurance policy

Within the specified period, the document is collected independently. If the parents cannot do this themselves, a person who has a power of attorney to receive it can pick up the policy.

To pick up the policy, you need to provide the following documents:

  • Recipient's passport.

  • Child's birth certificate.

Documents required for an authorized person to obtain a compulsory medical insurance policy:

  • Recipient's passport.

  • A power of attorney indicating that the recipient is authorized to pick up the compulsory medical insurance policy for the newborn at the request of the applicant.

  • Application for receipt. This document is issued after submitting an application for a policy for a newborn.

How to write an application?

The form of this document is established by law. You should not fill out this document in advance. Usually it is filled out directly at the insurance company at the place of application. The document is then printed and given to the newborn’s parents for signature.

The application of the established form must be filled out by the child’s legal representatives.

In what territory is the compulsory medical insurance policy for a newborn valid?

The document is valid in medical institutions located throughout Russia. It also applies to states that have a compulsory health insurance agreement. A sick child in such countries has the right to receive free medical services.

It takes some time to receive insurance. Issued with the document plastic card, replacing an insurance policy. Before starting registration, parents should check with the insurance company about the terms of receipt in order to avoid unpleasant moments if the child suddenly gets sick.

The compulsory health insurance policy allows every citizen of the Russian Federation to receive medical care free of charge. Young children also require medical attention from time to time. We will tell you in detail what documents are needed to apply for a compulsory medical insurance policy for a newborn.

How important is medical insurance for a newborn?

According to the current legislation, every citizen of the Russian Federation has the right to receive emergency medical care free of charge. If we are talking, for example, about a preventive examination, receiving benefits in the form of free medical care on the territory of the Russian Federation (in any locality country, without reference to the place of registration) is guaranteed by a compulsory health insurance policy.

Adults need a health insurance policy if they get sick: they need to provide sick leave to their employer. A sick teenager will need it: the school will require a certificate from him. Why does a newborn need a policy? The reason is simple. In Russia, much attention is paid to the demographic situation and the health of citizens. Babies in the first year of their life should be examined by a pediatrician once a month and several times a year by other specialized specialists (ENT, cardiologist, pediatric dentist). Compulsory medical insurance policy guarantees high quality provided medical care. And insurance company employees regularly check the baby’s medical record to check whether he received the necessary help.

The law does not establish a strict framework for issuing a policy. If parents do this not immediately after the birth of the baby, but much later, they will not have to pay a fine or bear any other punishment. But, as practice shows, ideal option– receive this document within a month after the mother and newborn are discharged from the maternity hospital.

What documents will be required?

Medical insurance policies are not issued on the day of application. You have to wait from 2 to 4 weeks. You can find out about its readiness by coming to the insurance company, or simply wait until the agent calls and informs you that the document can be collected. All this time, when going to a medical institution, you can use a temporary one. It differs from a permanent one, it is more like a certificate from an insurance company, which contains information about the newborn.

Important! A temporary policy has a validity period of no more than 30 days. But by the time this period ends, a permanent policy, unlimited, is already issued to the parents.

To obtain a compulsory medical insurance policy, an insurance company employee is provided with the necessary documents:

  • birth certificate;
  • baby's SNILS;
  • passport of the parent who applied for the document.

Statement

The insurance company will give you a printed application form. All that is required of you is to enter information about the child in the appropriate fields:

  • date of birth;
  • SNILS number;
  • registration address (where registered);
  • actual residence address;
  • passport details, contact phone number (for parents).

There should be no difficulty in filling out this document. If necessary detailed information can be found on the official website of the insurance company.

Birth certificate

In order to verify the accuracy of the information specified in the application, IC employees will need the original Birth Certificate. This document is issued at the registry office. In order to receive it, one of the parents (often this is done by the father) provides:

  • (discharge) from the maternity hospital;
  • marriage certificate (if you have one);
  • completed application form.

The certificate is issued on the day of application.

SNILS

A document confirming the assignment of an Individual Personal Account Insurance Number to a child is issued at the territorial office of the Pension Fund. It is better to contact us 7-10 days after receiving your Birth Certificate. During this time, information about the newly registered citizen of the Russian Federation (your baby) will be transferred to the Pension Fund. You will have to wait some time (usually a week) before SNILS is ready.

Certificate of registration

In order to receive an insurance policy issued in the name of a newborn, it is not necessary to provide a certificate of registration of the baby. But since you will include this information in the application for a policy, it will not be superfluous. For the same reason, you will need the original of your passport: an employee of the insurance company will check whether you have provided the necessary information correctly in the application.

Important! When contacting the insurance company to obtain a compulsory medical insurance policy, the parent must provide the original of his passport. Copies, even certified by a notary, are not accepted.

The completed insurance policy must be picked up by the person who submitted the application. Someone else can do this (for example, a grandmother, a baby’s aunt), but when submitting an application, you must provide information about this person and provide a power of attorney. It is written by hand in free form. There is no need to have it certified by a notary.

You can learn more about how to apply for a compulsory medical insurance policy for a newborn from the following video: